turf and they're seeing relatively smooth enrollments, so they're also saying no including new york, massachusetts, minnesota and washington state. >> this may be a dumb question, but for these big insurers, you mentioned stig in cigna, the bl out there, can they go and do what they want if they're not part of 9 obama care exchange? >> no, that depends on what the insurance regulators say. obama? >> no, that depends on what the insurance regulators say. in new jersey, the regulator hasn't weighed in. florida is pushing for it and texas is pushing for it. but the regulators there -- some of the relation late informatioinformation regulate informations are worried about the confusion. >> jones who is pro obama care wants to have the renewals. can he tell the other insurance companies in california go ahead and renew? >> he can't because they have contracts with the cexchange on the type of plans that they will sell and that's why the covered california exchange can have this kind of influence on these particular insurers. those that are not selling on the exchange like cigna are fine. they have the